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Hi Yeah, you email me, you send me messages on social media, you ask me questions in the airport even, which I do love, I love when you walk up and do that all about your money, your particular situations, I do my best to find the answers because I want to know exactly what you're worried about and how I can help. So today I figured we'd do something *** little different. We're getting the questions straight from you for this piece and bringing you the answers at home so we can all save money together. Eggs are sizzling french toast coming out. I'm at *** popular breakfast spot and pulling up *** chair for breakfast right away. We're hearing about skyrocketing utility bills, the electric is going up the water, the sewage on my heavens my gas bill moving into this month has up to 300. Where was it before? Like *** couple of years ago. Yeah, not even like probably 1 50 less and that's not something that you budget in your like this is my plan for that, right? I'm sharing one of my best tricks the candle test to keep heating bills down light *** candle and bring it right around the window seals and if you feel blowing on the candle, that means you just need to caulk up that window *** little bit because cold air is getting it from the outside, then I meet the li family, what's it like raising *** family as the prices keep coming up so high, but nobody's making any more money you can get like *** lot of stuff because the prices go up so you know that to even what's impacting you most in your family budget Honestly just you know preparation long term, but we think about 401K. Savings like all that house being impacted right now, you're seeing *** drop in the money, you've saved big time, big time. But just one table over these retirees have some thoughts on that. *** lot of people out there who are saying maybe I should cash out my retirement funds. What is your advice to them? Why don't you give the advice? I would never cashed out the retirement because you need that, that's what you need to live on because I know people have cashed out retirements and they are sorry that they did now because then they have to work longer over in the back dining area, This group is worried about groceries, you're trying to eat healthy, it's much, much more, even if you're not it's just high, there's *** always something causing there's always something that seems to be perking up the price. So is it worth the time in getting those newspapers are finding those coupons are downloaded in europe, there are some great apps that will do it all for you. These are going to save you so much money and there's no work involved, you know to sit and clip coupons. I bought *** I. B. O. T. T. ***. He's writing this stuff down on his phone. I love it. You're gonna take *** picture of your receipt at the end and it will just send money right back into your account, okay once we help with groceries now they want to save on gas, there's *** lot of advertisement on saving gas and so try to choose what really comes back to your pocket. So choosing which loyalty for. Absolutely yes all of them they're free to sign up for that way you don't have to specifically point out, I don't wanna go I wanna go to this one or that one or that one sign up for all of them, they're free and that money's gonna come right back to you or the upside app. We really like the upside app that sends *** lot of gas station chains involved and no matter where you go almost that money's gonna come right back to you. Why choose this is this is the best breakfast you've ever had. My job is done if I missed you while I was out that's okay I'm here. Like I said there are other ways to contact me, just reach out to me on the roster reports, facebook page or at Jeff rossen on twitter or instagram I try to read everything, I try to get back to as many of you as possible fast so what do you want to know? I'm gonna try to find you the answers that's all for today, back to you